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Group Insurance


For premium coverage on group health insurance, California businesses can rely on Barnett & Associates Insurance and Financial Services of Torrance. When an applicant looks for employment, the two most important factors they consider are salary and benefits. Barnett & Associates Insurance and Financial Services will help you retain better employees by helping you establish an affordable and attractive employee benefits package.

Providing California group health insurance is always a constant concern for employers. The perennial quest to balance the cost of health insurance and overhead expenditures can be a frustrating one.

At Barnett & Associates Insurance and Financial Services, we take pride in offering viable and affordable California Group Health Insurance solutions for any sized business. Whether you’re in need of group health insurance, California small group health coverage or medical coverage for a major conglomerate, we work with premium carriers who understand the needs of employers and employees alike.

Contact us at your earliest convenience to learn more about the terms, costs, and exclusions of California Group Health Insurance.

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Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

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When many companies choose their employee benefits plans, group vision tends to be overlooked. It is widely known that health and dental care costs are continuing to skyrocket- which is why many employers provide insurance coverage to help ease the costs associated with visits to your doctor and dentist. But what about those employees who have less than 20/20 vision? They typically have to pay hundreds of dollars out of pocket to afford their eye exams, contacts, and glasses.

Visits to the optometrist are no less expensive- and no less mandatory than other health care responsibilities. Why not provide your employees with a vision insurance plan to complement their medical and dental coverage? By offering group vision insurance, you will be more attractive to prospective employees, and more likely to hold onto your current all-stars.

Your employees will certainly appreciate your decision to offer group vision insurance.

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Group life insurance can offer you and your employees similar benefits as a group health plan would. Offering an affordable life insurance option to your employees will help you hire and retain good employees. It will also give them the multiple benefits of a life insurance policy, something that may have been previously unaffordable.

Group life insurance will offer you and your employees similar benefits as an individual plan including but not limited to:

  • Cover final expenses
  • Provide your heirs with an inheritance
  • Continue providing for your dependents
  • Contributing to charities
  • Pay federal and state death taxes
  • A retirement savings account

Contact Barnett & Associates Insurance and Financial Services for a free evaluation of business’s need for group life insurance.

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Short Term Disability

One in seven workers are expected to face disabilities that last for more than five years before they retirement. Don’t leave your livelihood – or family – at risk. What would happen if you were disabled and unable to work? Would you have enough money in savings to pay your bills and living expenses for a month? Two months? What about six months? If the answer is no, you may want to consider Group Short Term Disability coverage.

At Barnett & Associates Insurance and Financial Services, we can match your needs with an affordable Short Term Disability carrier. Enjoy peace of mind and more security with a disability policy that can meet your short term financial needs.

You can learn more about Short Term disability by speaking to one of our dedicated agents today. Contact us today!

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Long Term Disability

As a business owner, you know the importance of providing your employees with disability insurance, but what happen when one of your employees is out of work for an extended period of time? Regular group disability insurance lines do not typically cover employees for long term injuries and health issues. Did you know you can purchase [State] group long term disability insurance coverage? Barnett & Associates Insurance and Financial Services is here to help!

California group long term disability insurance can replace 60-70% of your income, just as with disability insurance, but for an extended period of time. No one can predict the amount of time it will take an employee to recover from illness or injury, and with group long term disability coverage, you can protect them no matter what!

Your employees are a key to your business/company’s success; don’t leave them behind without adequate disability protection! Contact Barnett & Associates Insurance and Financial Services for more information on our comprehensive [State] Group Long Term Disability Insurance and get a free online quote today!Top of Form

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Voluntary Benefits

Sure, you provide your employees with health insurance coverage, but what about the rest of their California medical and personal insurance needs? As a business owner, you can work with insurance companies to provide your employees with additional voluntary medical insurance lines. This is called voluntary insurance programs; Barnett & Associates Insurance and Financial Services can help you get started today!

Voluntary insurance programs can include any number of insurance coverage options. At Barnett & Associates Insurance and Financial Services, you can get specialized voluntary insurance plans to include:

  • Limited Benefits Plans
  • Critical Illness Coverage
  • Cancer Insurance
  • Accident Insurance
  • Voluntary Legal Coverage
  • And much more!

You can do more for your employees than simply provide health insurance coverage. By providing your employees with voluntary insurance programs, you cut out the middle man for them and directly provide them with the coverage they need. Every California business owner wants to offer their employees as much as they can; why not you?

Contact Barnett & Associates Insurance and Financial Services today for more information on California voluntary insurance programs. You can get a free quote right now by filling out the form above.

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